The Luxury Banking App in Nigeria. Zero Settlement Lag.

The premier Android mobile banking platform for high-velocity Nigerian enterprises and modern consumers — sub-second NIP inter-bank transfers, 20-digit prepaid electricity tokens (IKEDC, EKEDC, AEDC, IBEDC), and wholesale SME data vending with zero transaction delay.

NIGERIAN FINTECH PROTOCOL

Execute sub-second NIP inter-bank transfers, vend 20-digit STS prepaid electricity tokens, and dispatch telecom data top-ups with zero delays and zero maintenance fees.

STATUTORY REGULATION
CBN
CBNLicensed
NDIC
NDICInsured
●Sub-second NIP clearing engine
●Direct STS DisCo prepaid vending
●Hardware KeyStore security enclave
9:41
5G98%
AjePay
VERIFIED
DESTINATION BANK32 BANKS
10/10
RECIPIENT NAMEBABATUNDE WILLIAMS
NIBSS VERIFIED
FREE FEE
₦
OFFICIAL ANDROID RELEASE

Verified SHA-256 signature with StrongBox Hardware KeyStore integration.

ARM64 / x86_64v3.4.2 Production
NIP Latency< 0.8s Atomic
Core Uptime99.99%
UNIFIED CLIENT ECOSYSTEM

One account. Synchronized on every device.

Scroll down to watch the AjePay tablet, mobile suite, and Android app cards unstack in 3D perspective space.

AJEPAY

DISCO PREPAID TOKEN

4829-1049-3829-0192-8471

IKEDC PREPAIDVERIFIED
DSTV Compact Plus
EKEDC Meter Top-up
MTN Corporate Data
AJEPAY MOBILE SUITE

IN-APP ACCOUNT WALLET

NGN 4,850,920.00

NUBAN: 2094819204 // AJEPAY MFB

INSTANT SETTLEMENT SPEED

0.42 Seconds

SUB-SECOND NIP CLEARING

Airtime & Data

Zero Fee

Cable & DSTV

Instant IUC

Electricity

Auto-Token

AJEPAY ANDROID APP

One-Tap Recharge

RECIPIENT METER / IUC

04192837465 // VERIFIED

AmountNGN 25,000.00
BIOMETRIC ENCLAVE

Why modern enterprises choose the App.

Scroll to inspect our four core banking and settlement engines engineered with hardware-enclave ledger precision.

RAIL 01 // INSTANT CLEARING

Atomic NIP Inter-Bank Transfers

Sub-second inter-bank settlements routed directly through Nigerian Inter-Bank Settlement System (NIBSS) with automated cryptographic ledger verification.

Settlement Latency< 1.2 Seconds
Availability99.99% SLA
Enclave SecurityDouble-Entry SQLite/D1
RAIL 02 // TELECOM DATA

High-Volume Telecom & Recharge Engine

Direct operator integration with MTN, Airtel, Glo, and 9mobile. Instant SME data vending and automated 16-digit printable recharge PIN generation.

Networks SupportedMTN / GLO / AIRTEL / 9M
Scratch Card Rail16-Digit Encrypted PINs
FulfillmentInstant VTU Push
RAIL 03 // MULTICHOICE IUC

Automated Cable TV Subscriptions

Real-time customer identity and active bouquet lookup. Instant renewal for DSTV, GOtv, and StarTimes with zero signal reconnect delays.

Bouquet HandshakeReal-Time MultiChoice API
Signal RestorationAutomated E16/E30 Clear
Receipt GenerationStructured PDF Voucher
RAIL 04 // POWER DISCO STS

20-Digit Electricity Meter Token Infrastructure

Purchase prepaid electricity across all 11 Nigerian DISCOs. Calculates kWh units instantly and outputs official 20-digit STS tokens.

DISCO CoverageAll 11 DisCos (IKEDC, EKEDC, AEDC...)
Token Cryptography20-Digit Standard STS
Audit TrailPermanent Ledger Inscription

Engineered for High-Trust Digital Banking.

Every transaction passes through an immutable double-entry check before dispatching to NIBSS or VAS biller gateways.

Daily SettlementVERIFIED

NGN 840M+

Billers ConnectedDIRECT API

42 Gateways

Prepaid TokenINSTANT

Under 1.0s

Ledger UptimeACTIVE

99.998%

Why outperforms legacy banking.

Real-world telemetry measured across everyday financial transactions in Nigeria.

Feature / Metric
AjePay Android
Traditional Banks
NIP Transfer Settlement Speed
< 0.8 Seconds (Instant)
5 - 30 Minutes Delay
Account Maintenance Fees
NGN 0.00 (Zero Fees)
Monthly Card & SMS Charges
Prepaid Electricity Token Dispatch
Instant On-Screen 20 Digits
Delayed SMS / Failed Gateway
Recipient Account Verification
Automated Real-Time NUBAN Match
Slow / Manual Checks
Cable TV Error E16 Clearing
Automatic Handshake Signal
Must Call Customer Care
System Availability & Uptime
99.99% Dual-Ledger SLA
Frequent Weekend Downtime

Ready to set up your account? Takes under 60 seconds.

Check out our complete step-by-step guide on how to download, complete 60-second BVN/NIN identity verification, and perform your first transaction on Android.

Download the App. Available on Google Play Store.

Scan the QR code with your Android phone camera or tap below to download directly from Google Play.