Bank-GradeProtection.NDICInsured.
Your deposits, identity, and transaction credentials are safeguarded by the most stringent regulatory framework in Nigerian fintech. Operating under Central Bank of Nigeria oversight, full statutory NDIC deposit insurance, and isolated Android Hardware Keystore encryption.
Regulated by the Central Bank of Nigeria.
AjePay operates under rigorous regulatory oversight in partnership with licensed banking infrastructure. We adhere to statutory guidelines issued by the Central Bank of Nigeria (CBN) and maintain strict capital reserve ratios to ensure unconditional liquidity.
Central Bank of Nigeria (CBN)
Operating under statutory approval and compliance guidelines issued under the Banks and Other Financial Institutions Act (BOFIA).
Nigeria Deposit Insurance Corp
Every Naira deposited across all customer accounts is unconditionally insured under the statutory NDIC deposit protection scheme.
Four layers of hardware-level protection.
Hover over each hardware protection layer to inspect how the AjePay Android app shields your account with on-device silicon isolation.
Android Keystore Vault
We utilize Android StrongBox Keymaster and Hardware Keystore. Your biometric fingerprint and cryptographic keys remain strictly in isolated silicon.
Android Keystore Vault
We utilize Android StrongBox Keymaster and Hardware Keystore. Your biometric fingerprint and cryptographic keys remain strictly in isolated silicon.
4-Digit PIN Security
Every debit, transfer, electricity token generation, or data order requires explicit 4-digit PIN authorization with automated brute-force rate-limiting.
4-Digit PIN Security
Every debit, transfer, electricity token generation, or data order requires explicit 4-digit PIN authorization with automated brute-force rate-limiting.
Instant Push Telemetry
Receive sub-second push notifications and SMS alerts for any inbound credit, outbound transfer, or account settings change.
Instant Push Telemetry
Receive sub-second push notifications and SMS alerts for any inbound credit, outbound transfer, or account settings change.
Zero-Trust Sessions
Short-lived encrypted authentication tokens with automated background app lockouts. Misplaced phones cannot be accessed without biometrics.
Zero-Trust Sessions
Short-lived encrypted authentication tokens with automated background app lockouts. Misplaced phones cannot be accessed without biometrics.
Silicon-Enforced Security Architecture.
Operating at the intersection of Android Hardware Keystore StrongBox silicon and Central Bank of Nigeria deposit safeguards.
Isolated Silicon
AES-256-GCM
100% NDIC
Zero Breach